Don't just submit a deal.
Submit a package
that closes.

FundFlowOS provides investors with a systematic way to prepare investor-ready deal packages. By ensuring clean documentation, accurate DSCR evidence, and precise draw schedules, we help our clients reach the closing table.

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Submit your deal and we'll show you what a professional package looks like.

WHAT Winston Reid PACKAGES
3
loan types. One workflow.
Fix & Flip Short-term exit · 12–18mo
Construction Draw schedules · timelines
Rental DSCR focus · 30-yr
All three loan types covered

Current Estimated Rates

Know where you stand before you apply.

Rates as of July 2026. Lock your actual rate by submitting a complete deal package.

Rental & DSCR
7.25% – 8.75%

Investor/owner-occupied rental loans. DSCR-based, no income documentation required.

  • 30-year terms available
  • Cash-out refinances
  • 1–4 unit properties
Fix & Flip / Bridge
9.5% – 14.0%

Short-term renovation and construction loans. Fast close, 12–24 month terms.

  • ARV-based lending
  • Interest-only during project
  • No income docs needed
Commercial — 30yr Fixed
5.75% – 7.25%

Stabilized commercial real estate. Long-term fixed rate for income-producing assets.

  • 30-year fixed rate
  • Multifamily & mixed-use
  • Portfolio financing
Get Your Actual Rate →

Rates are estimates and subject to change. Contact us for your actual locked rate.

The broker's problem

Your deals are solid.
Your package is not.

You've got borrowers with 3–5 completed projects, clean exit strategies, and deal sizes between $350K and $1.2M. The lender should be fighting to fund them. Instead, deals stall because the documentation package is incomplete, inconsistent, or slow.

FundFlowOS is the broker's systematic tool for building investor-ready deal packages — the kind that close in days, not weeks, and that lenders actually want to fund.

What Winston builds

Every loan type.
One packaging advantage.

Fix & Flip — Every flipper has deals. We'll build the package that gets them funded.

ARV estimates, rehab scopes, exit timelines, and comparable sales — packaged the way lenders want to see them. No incomplete brief. No back-and-forth.

  • After-repair value (ARV) evidence package
  • Exit strategy and hard timeline docs
  • Rehab budget with draw schedule
  • Comparable sales for clean underwriting

Construction — Draw schedules, builder track records, and construction timelines packaged professionally, lender-ready.

Construction deals don't get approved on the vision. They get approved on the package. Winston builds the one lenders can underwrite in one pass.

  • Builder track record and experience docs
  • Staged draw schedule with hard milestones
  • Full cost-to-complete breakdown
  • Realistic timeline with contingency cushion

Rental & Commercial — DSCR documentation, cash-flow analysis, portfolio presentation built right the first time.

Rental loans are won on evidence, not story. DSCR documentation, income verification, property-level cash flow — structured so the lender doesn't have to ask twice.

  • DSCR calculation with rent comps
  • Income verification and borrower financials
  • Property-level cash flow projections
  • Expense documentation and reserves proof

Your typical deal

$350K–$1.2M Deal Size SFR-focused. Mid-level investors, 3–5 completed projects.
3 Loan Types Fix & Flip · New Construction · 30-Year Rental. Each structured differently.
24hr Package Turn Broker prepares the package. Lender reviews. Deal closes. No back-and-forth.

The brokers winning in private lending aren't the ones with the best borrower relationships. They're the ones whose deal packages don't need revisions. FundFlowOS gives your clients that edge.

Why it works

Three things that make FundFlowOS work for brokers.

01

Documentation is the close.

Every loan type has a different doc requirement — ARV for fix & flip, draw schedules for construction, DSCR for rental. FundFlowOS builds the right package for the right loan type so your deal doesn't stall in underwriting.

02

Broker-centric by design.

FundFlowOS is not a lender portal and not a platform for borrowers. It's a broker tool that structures deal packages to what lenders actually want — so your clients get funded, and you close more.

03

Built for mid-level investors.

FundFlowOS is built for the investor who has a track record — 3–5 completed projects, $350K–$1.2M deals, SFR focus. Not the rookie, not the institution. The broker who serves this investor knows what they're doing. So do we.

The broker who packages deals right wins.
Every time.

Every month, more sophisticated investors with solid track records need capital for fix-and-flip, new construction, and rental properties. The lenders who fund them fastest aren't reading between the lines — they're reviewing clean, complete deal packages that hit every doc requirement on first pass.

FundFlowOS is the broker's systematic edge: investor-ready deal packages that close faster, with fewer revisions, and with lenders who want to fund the deal.

Professional deal packages that close faster. That's the broker's job. That's what FundFlowOS makes systematic.